What is a common benefit of riders in life insurance policies?

A common benefit of riders in life insurance policies lies in their ability to enhance the policy's coverage by adding additional protections or features that go beyond the standard base policy provisions. Riders allow policyholders to customize their insurance to better meet their personal needs and circumstances. For example, a critical illness rider can provide financial support if the insured is diagnosed with a specific severe illness, while an accidental death rider can increase the benefit amount if death occurs due to an accident. This flexibility in coverage enables individuals to tailor their policies according to lifestyle, health considerations, and financial goals, making the overall insurance product more comprehensive and suited to their unique situation.