What is a rider attached to a life insurance policy that provides coverage on the insured's family members called?

The rider attached to a life insurance policy that provides coverage on the insured's family members is known as the "Other-insured rider." This provision allows the policyholder to add coverage for additional individuals, such as a spouse or children, under the same policy. This is advantageous as it streamlines the management of policies and can often be more cost-effective than purchasing separate policies for each family member.

While options like "Family benefit rider" and "Dependent coverage rider" might sound relevant, they do not specifically refer to the standard terminology used for riders in life insurance policies. A "Joint life rider" applies to two people and generally pays out on the first death, which is not specifically focused on insuring multiple family members under one rider. Thus, the specificity and common usage of the term "Other-insured rider" correctly identifies the coverage for family members under the policy.